We offer flexible loan terms up to 60 months. This helps maximize your flexibility in managing your finances. Low & Reasonable Interest Rates (2%-12% APR) Minimum and Maximum Loan Repayment (6 months – 60 months) Example: For a loan of RM5,000, Interest at 10% p.a. for 6 months. The total interest is RM250, Total amount payable is RM5250. The estimated monthly payment is RM875.