A debt restructuring loan involves taking on a new loan in order to pay off a variety of creditors. Also, this loan is use to reduce your monthly payments as they you will be focused on paying just one main loan instead of many individual loans with different interest rates or principals.

This loan is used for individuals who plan to reduce their monthly payments and the total amount of interest rates or principles which is to be paid over time. Thus, the debt restructuring loan allows you to pay your various creditors in order for you to focus on paying one specific loan.

How Can We Help

We can provide you with a loan which you can use to pay off all of your debts in exchange with a small monthly fee based on the amount of loan taken.

Who Are We

We are known to be the best licensed money lender in the industry. Besides, we have more than 15 years of experience in the loan industry of Malaysia. Thus, we can help you save money and pay off your debt faster.

Documents Needed

  1. A copy of your bank statements.
  2. A copy of your IC.
  3. 3 months payslip and 3 months bank statements for employee.
  4. SSM registration and 6 months company bank statements for business owners.
  5. Utility bills with residence address proof.
  6. Statement of the loan balances for current outstanding balances.

Who Are We

We do offer lending services for business loansworking capital loanpersonal loansSME loanpawn loan, and refinancing loan.

Where We Specialize In

We cover areas in Penang such as Air Itam, Georgetown, TanjungTokong,Alma, Tanjung Bungah, Seberang Perai, Butterworth and so on.

Besides,we do provide our best service to other states in Malaysia such as Kedah,Kuantan,perak,Pahang and Selangor,We  promise we will provide the best services to all of the customer.

Our Feature

  1. Easy application process.
  2. Low document requirements.
  3. Fast approval process.
  4. Quick disbursement of loan.
  5. No upfront payment fees.


Hence, if you are in need of cash to settle your previous loans and want to reduce your burden, do give us a call! We can assist you in making the best financial decision in order for you to reduce your monthly loan repayments.