Personal Loan

Personal loan is designed for workers who needed emergency cash for personal reasons. This unsecured loan allows debtors to get cash without the need of any collateral. This loan will be given to individuals who have a good borrowers’ credit profile and the ability for them to repay the loan based on their salary. It is also called payday loan, personal financing, private financing for employees or workers.

Sometimes you may need some extra cash for unexpected expenses such as outstanding medical, credit card and education debts. It could also be for things which you may want to spend before getting your salary or bonuses. For whichever reason, we can reduce your burden by helping you achieve your personal financing needs.

We can help individuals who are in need of some fash cash in order for them to settle urgent payments. Therefore, it is advisable to get funding from us in order to overcome your financial distress.

We are licensed money lender with more than 15 years’ experience. We have helped many people overcome their financial difficulty

Documents Needed

1)You must be employed for at least 3 months, with 3 months’ pay slips as a proof that you are an employee.
2)You need to show us your proof of income by providing us with your latest 3 months bank statements.
3)You must show us your latest EPF statements, which will prove you are a salaried individual.
4)You can provide us with documents such as a copy of your IC and utility bills to achieve higher chances of loan approval

Our Feature

1. Firstly, we provide an easy application process when you apply with us.
2. Secondly, you can be updated on the estimated loan that you qualify by just giving us a phone call.
3. Next, we have the fastest loan approval process which takes approximately 24-48 hours.
4. Also, we provide you with the cash immediately as we practice the quick disbursement method.
5. Lastly, we provide a flexible repayment terms which ensures that it fits your personal needs.
Our best feature is that we DO NOT require an upfront payment of processing fees for the loan

Our Loan Services

However, we do provide business loans, SME loans or working capital loans to individuals who are freelancers or small business owners.

We cover areas in Penang such as ,Air Itam, Georgetown，Alma，Tanjung Tokong, Tanjung Bungah, Seberang Perai, Butterworth and so on.

Conclusion

You can always call us if you need immediate cash. We provide personal loans to individuals who are salaried employees with stable monthly income. The qualification of how much you can borrow is based on your credit profile and the tenure of your stay in a specific company.

Loan Features

We offer flexible loan terms up to 60 months. This helps maximize your flexibility in managing your finances.
Low & Reasonable Interest Rates (2%-12% APR)
Minimum and Maximum Loan Repayment (6 months – 60 months)
Example: For a loan of RM5,000, Interest at 10% p.a. for 6 months. The total interest is RM250, Total amount payable is RM5250. The estimated monthly payment is RM875.