SME Loan

Firstly, SME Business loan is to help in the funding of small and medium sized enterprises. Besides, SME businesses are relatively new which is the reason why they are lack in having strong customer base and they are very dependent on operational cash.

In addition, they would usually need financing from a working capital loan or by short term temporary business financing in order to sustain their daily flow of the business. Also, this is the point where we come in as we can provide immediate financing to these SME businesses.  

Who Are We

SME’s need a temporary sum of fund to start off their business and maintain their daily operations. This is where we can help by providing urgent financing to the SME.

In addition, we are one of the top licensed money lenders in Malaysia with more than 10 years of experience in this industry. 

We have helped many small business owners overcome their temporary financial distress. Lastly, their business has grown greatly since they got help from us.

Besides SME Loan, we also provide Working Capital LoanBusiness Loan, and  Personal Loan.

Documents For Loan Application

  1. SSM Registration for the business, with at least 6 months’ tenure in operation
  2. Company bank statements of at least 3 months – 6 months, as a proof of the company’s income stability.
  3. IC and Utility Bills of business owners and directors.
  4. A picture of place of business of operation, such as offices, shops and factories.
  5. Lastly, if the SME is less than 6 months old or is operating solely on cash basis, then the loan approval is on a case to case basis.

Where We Specialize In

Firstly, we do offer loan services to most of the northern areas in Malaysia such as Perlis, Kedah, Penang, Ipoh and KL as well as Selangor.

Within Penang Island, we cover Georgetown, Tanjung Tokong, Tanjung Bungah, Jelutong, Gelugor, Farlim, Paya Terubong, Bayan Baru and Balik Pulau.

Whilst for Penang Mainland, we cover Seberang Perai, Butterworth, Bukit Mertajam, Seberang Jaya, Simpang Ampat, Jawi and Nibong Tebal.

Our Feature

  1. Our loans have fast approval turnaround time which within 24 hours.
  2. Easy to apply with limited documents requirement.
  3. Flexible repayment period where we allow early settlement.
  4. After the loan approval, borrowers can get the cash out immediately as we offer quick disbursement.
  5. Lastly, we DO NOT collect any upfront processing fees. Hence, you do not have to worry about finance scams which requires upfront fee payment.


Therefore, if you are a SME Business Owner at the same time you are in need of a cash funding, call us now to check if you qualify. Furthermore, we can help you to assess your case, and provide other business lending option.